Integrate USD accounts, multi-currency payments and card issuing directly into your own platform — and combine them with whatever else you're building. Full flexibility for fintech and product teams.
Most fintech teams want the API because they're assembling several products into one experience. You design the user journey, own the UX, and call banking and card capability programmatically — combining it freely with the rest of your stack. The code samples here are illustrative; full reference is shared on engagement.
Embedded banking infrastructure for modern products — accounts and money movement, called from your own platform.
Issue, manage and control payment cards through APIs — without building card-network infrastructure yourself.
Take only what you need and assemble it into your product — accounts, payments and cards, exposed as clean endpoints.
Connect your app, website or banking system to accounts, payments and card issuance.
Open USD accounts and IBANs, hold and convert across leading currencies.
Accept and send internationally, with competitive FX and settlement options.
Issue virtual and physical cards instantly and manage them by API.
Set limits, restrictions and permissions per card, in code.
KYB/KYC/AML, BIN sponsorship and licensing handled by regulated partners.
You connect your platform to the API; accounts, payments and cards are created programmatically and processed through global networks.
Integrate your app, website or banking system with the API.
Open accounts and IBANs, and issue virtual or physical cards on demand.
Authorisation and payments run through global Visa / Mastercard networks in real time.
Fraud detection, risk monitoring and reconciliation keep transactions secure.
You build the product. The licensing, network connectivity and compliance run underneath.
Regulated card-issuing licences and BINs required to legally issue cards.
Managed connections to Visa and Mastercard for transaction processing.
Identity verification and transaction monitoring to meet regulatory requirements.
Fund movement, clearing and matching of transactions with balances and reports.
Access is offered to businesses incorporated outside India and the USA. Eligibility for your market and entity is confirmed during onboarding.
Certain sectors cannot be onboarded, in line with regulatory and scheme rules. Enhanced due diligence applies to higher-risk profiles.
Issued through regulated partners on PCI-DSS-compliant infrastructure, with fraud monitoring and dispute handling built in.
USD and multi-currency accounts, IBANs, cross-border payments and payouts, and virtual or physical card issuing with programmatic spend controls — composed into your own product and UX.
The API gives you building blocks to integrate and combine with your own stack — maximum flexibility. The cut white-label is a ready, branded platform with nothing to build. Many fintechs choose the API; many non-technical businesses choose the cut white-label.
No. BIN sponsorship, card-issuing licences, network connectivity and KYC/AML are handled by regulated partners underneath. You integrate; they carry the regulated layer.
Issuing and global acceptance run on Visa and Mastercard networks, for both virtual and physical cards.
Businesses incorporated outside India and the United States, in permitted industries. Some sectors are restricted and higher-risk profiles undergo enhanced due diligence. Eligibility is confirmed during onboarding.
Tell us what you want to integrate and where you operate. We'll confirm eligibility and share the next steps.
Available to businesses outside India and the United States. Certain industries are restricted; eligibility confirmed during onboarding.